In order to retrieve the needed certificate file to process payments via the Website Payments Pro or Paypal Express Checkout please follow these directions.
1. Log in to your account at https://www.paypal.com/
2. Click the Profile subtab.
3. Click the API Access link in the Account Information column.
4. Click the Request API Credentials link.
5. Select the radio button next to API SSL client-side certificate.
6. Check the box next to I agree to the API Certificate Terms of Use, and terms incorporated therein.
7. Click Submit.
8. Make a note of the information provided on this page (API Username, API password, etc), you will need it later.
9. Click the Download Certificate button.
10. You may receive a pop-up asking if you would like to Open or Save the file. Select Save.
11. In the Save As box, select the location where you would want to save your certificate (ex. Desktop, My Documents). Note where you save it, because you will need it later.
12. Change the Save As Type drop-down box from Text Document to All Files.
13. Click Save.
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